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An independent, Colorado-licensed insurance agency. We are not a government office.

Medicare Agent in Denver, CO

Compare Medicare Advantage, Medigap, and Part D plans in Denver with our local, licensed agents. We check your doctors, your prescriptions, and your real out-of-pocket cost before we tell you what to pick.

Denver Senior Insurance, independent Medicare agency working with Medicare shoppers in Denver, Colorado

Denver Senior Insurance

  • Independent Medicare agency licensed in Colorado
  • Serving the Denver metro since 2011
  • AHIP Medicare certified agents, recertified every year
  • Our help costs you nothing
  • In person, on the phone, or at your kitchen table
See our licensing, background, and the carriers we work with →

We're an independent, Colorado-licensed agency. We don't carry every plan sold in your area, we compare the ones we do carry and tell you which fit your doctors, prescriptions, and budget.

Written and checked by the licensed Colorado agents at Denver Senior Insurance. Last checked: July 2026.

Get a call back from our Denver office

A licensed local agent will call you back. No obligation to enroll.

What Denver clients are saying

Shown with the client's first name, last initial and city, with their permission.

  • Turning 65

    I live near Wash Park and had no clue which Medicare form to file first. The team walked me through my exact birthday timeline on one call, and I had my Part B start date locked in before I turned 65.
    Marlene H. · Lakewood, CO
    Google review (placeholder) · March 2026
  • Doctor networks

    My cardiologist near Rose Medical Center was the deal breaker. They checked the network before I signed anything and told me straight which plans kept my doctor and which ones did not.
    Ronald P. · Denver, CO
    Google review (placeholder) · January 2026
  • Prescription costs

    They ran all six of my prescriptions against the drug lists instead of just quoting a premium. My yearly cost dropped and I still use my regular pharmacy off Colfax Avenue.
    Gwen S. · Aurora, CO
    Google review (placeholder) · November 2025

Placeholder content: the quotes above are examples added during the site build. Swap them for verbatim client reviews with links to the public review profile, or remove this section, before publishing.

Three tools built around real questions

These are the details that actually determine which plan fits, not which brochure looks nicest.

Find your Medicare enrollment window

Punch in your birth date. We'll map out your Initial Enrollment Period, when to apply, and your earliest coverage start date.

See if your doctor is covered

Give us the doctor or clinic you want to keep. We check it against the plans we offer in your ZIP code and calls you back with the answer, usually the same or next business day. No instant guesses.

Which doctor should we check?

A licensed local agent will call you back. No obligation to enroll.

Find out what your prescriptions really cost

The premium is never the whole story. We price your medications against the drug lists of the plans we represent nearby, including your pharmacy, then call you with the actual annual total instead of a headline number.

What medications are you on?

A licensed local agent will call you back. No obligation to enroll.

Open Enrollment runs Oct 15 to Dec 7

Networks, drug tiers, and premiums shift every single year. A free checkup takes about 15 minutes of your time. See what to check

Turning 65 within six months?

Your Initial Enrollment Period starts three months before your birthday month. Miss it and you could face a Part B penalty for life. Get my enrollment dates

Medicare plans Denver CO residents ask us about most

We're independent, so no single carrier signs our paycheck. We lay out what's on the table, tell you the trade-offs straight, and let the numbers make the call.

Ask who picks up the phone in year three. That's the real difference.

Denver Senior Insurance is a small, local shop. You won't get bounced to a script reader sitting in another state.

Call us: 303-453-7783
  • 01

    You get a local office, not a call queue

    Denver Senior Insurance enrolls you, and the same Denver office answers when a claim looks off in January.

  • 02

    Your doctors and drugs come first

    Before we recommend a plan, we check your providers and run your prescriptions against what we carry. That's the step most Denver seniors skip and later regret.

  • 03

    You never pay us a cent

    The carriers we work with pay us, not you, and your premium stays the same either way.

  • 04

    We're actually local

    Home visits and in-person meetings across the Denver metro, plus phone or video if that fits your schedule better.

Why call us instead of 1-800-MEDICARE?

Both have their place. 1-800-MEDICARE and Medicare.gov can tell you about every plan sold in your area. We work with a smaller list of carriers, and we do the hands-on work of checking your doctors, medications and budget.

Comparing a local independent advisor with the 1-800-MEDICARE helpline
Working with Denver Senior Insurance1-800-MEDICARE / Medicare.gov
A local Denver agency you can reach again, not a queueA general help line staffed by rotating representatives
Checks your specific doctors and prescriptions before recommending anythingGives general Medicare information and can pull up plan details
The same local office after you enroll, including at claim timeA different representative may pick up each time you call
Compares plans from the carriers we represent in your ZIP codeCan share information on every plan available in your area
In-person, home and phone appointments across the Denver metroMostly phone-based, plus Medicare.gov self-service tools

We don't offer every plan sold in your area. For a full picture of your options, contact Medicare.gov, 1-800-MEDICARE, or the Colorado State Health Insurance Assistance Program (SHIP).

How a free Medicare plan checkup works

  1. 1

    We talk for 15 minutes

    Call us or fill out the short form. We'll ask about your doctors, your medications, your budget, and what bugged you about your last plan.

  2. 2

    We put the options side by side

    We price every plan we carry in your Denver ZIP code and build a one-page sheet you can actually make sense of.

  3. 3

    We enroll you ourselves

    We fill out the application with you, in person, on the phone, or online. Usually takes under 30 minutes.

  4. 4

    We check in every year

    Plans reset every October. We re-run your numbers each fall and only suggest a change if the math backs it up.

A Medicare agent who covers Denver and the whole metro area

Medicare networks are built block by block. A plan that works fine in Colorado Springs can fall apart in Denver, CO if your cardiologist at UCHealth or Rose Medical Center isn't in it. We match the networks on the plans we carry against your own provider list before we suggest anything.

We meet folks in Denver, Lakewood, Aurora, Centennial, Arvada, and the small towns around them, and we handle Annual Enrollment (Oct 15 to Dec 7) here every year, in person.

The Denver, Colorado skyline and Cherry Creek pedestrian bridge at sunset
We cover Denver and the surrounding metro. Home visits available.

Call whenever you're ready. No pressure to sign anything.

Most checkups wrap up in one short call. If your current plan already beats everything else we carry, we'll say so and let it be.

303-453-7783

Mon to Fri, 8:30am to 5:30pm, Denver, CO

  • No fee, ever, the carriers we work with pay us, not you
  • Colorado-licensed and Medicare-certified every year
  • Same agent this year, next year, and the year after that

Written and checked by the licensed Colorado agents at Denver Senior Insurance. Last checked: July 2026.

Get your free Medicare checkup

A licensed local agent will call you back. No obligation to enroll.

Questions Denver Medicare shoppers ask us the most

When am I actually able to sign up for Medicare in Denver?
Your Initial Enrollment Period covers three months before your 65th birthday month through three months after it. Annual Enrollment falls every October 15 through December 7, and Special Enrollment windows open up after a move, retirement, or losing employer coverage.
What does your help cost me?
Nothing. Denver Senior Insurance gets paid by the carriers we work with, and your monthly premium is identical whether you sign up through us or go it alone.
Should I pick Medicare Advantage or a Medicare Supplement?
That depends on your doctors, how often you travel, your prescriptions, and your budget. We price out both options from the carriers we work with for your specific situation before we suggest anything.
Can you tell me if my doctor takes the plan?
Yes. Before we suggest a single plan, we check your providers against what we can offer, including UCHealth, Rose Medical Center, and clinics across the Denver metro. We also run your medication list against each plan's drug list.
Will someone actually sit down with me?
We do home visits across Denver, Aurora, Lakewood, Centennial, Arvada, and the towns nearby, and we're happy to handle the whole thing by phone if that's simpler for you.